Individual Session: 50-minute session ~ $190. We offer self-pay therapy options for those who prefer to avoid insurance mental health billing. Couple Session: 50-minutes ~ $210, with transparent therapy session pricing to help you make informed decisions.
Insurance: We are currently in-network with select insurance providers for mental health services. Coverage and co-pays depend on your specific plan, and we encourage you to explore your options for self-pay therapy options if necessary. Here's a list of our in-network plans:
* Aetna
* Anthem EAP
* Assension Smart Health
* Blue Cross Blue Shield (BCBS)
* Cigna / Evernorth
* Carelon
* Oscar / Optum
* Oxford / Optum
* Providence Health Plan
* Quest
* United Health Care / Optum
*PLEASE NOTE: Insurance typically does not reimburse for couples sessions; however, we can review this and discuss your therapy session pricing options.
OUT-OF-NETWORK (OON): If we are out-of-network with your provider, we can provide you with a monthly Superbill (a detailed receipt) to submit to your insurance company for potential reimbursement.
*We recommend contacting your insurance carrier prior to your first appointment to verify your outpatient mental health benefits, including copays and deductibles.
*Health Savings Account options can often be utilized to assist with self-pay therapy options. *Flexible Spending Accounts also provide a way to manage therapy session pricing effectively. When selecting a payment method, consumers can use Visa, MC, Amex, or Discover to cover these costs related to mental health insurance.
While using insurance for mental health counseling can improve access to therapy financially, it's important to consider some potential drawbacks:
1. Confidentiality Concerns:
Diagnosis Required: Insurance companies require a mental health diagnosis for reimbursement. This diagnosis becomes part of your permanent medical record and could potentially be accessed by others, impacting future insurance coverage or even employment opportunities.
Sharing of Information: To justify payment, therapists may need to share detailed clinical information with the insurance company, potentially compromising your privacy.
2. Limitations on Treatment:
Restrictions on Sessions: Insurance companies often limit the number of therapy sessions they will cover or dictate the type of therapy allowed, which can hinder your progress.
Choice of Therapist: You may face restrictions in choosing a therapist who accepts your insurance, making it more challenging to find the right fit for your needs.
3. Future Implications:
A diagnosis on your record could lead to unforeseen consequences down the line, such as affecting your ability to secure life insurance or obtain security clearances.
4. Alternative Options:
Out-of-Network Benefits: Some insurance plans provide out-of-network reimbursement, allowing you to seek out self-pay therapy options with a therapist of your choice and later submit claims for partial reimbursement.
Private Pay: Opting for self-pay therapy options gives you greater control over your treatment and privacy, though it may come at a higher cost compared to therapy session pricing covered by insurance.
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